Saturday, July 25, 1998 10:56:44 PM
From: GSBN@...,Txinfinet Incoming
Subject: Digest for 7/25/98
-> Re: Lending Institutions
by Chris Stafford <stafford@...>
-> Resource People for web site
by (email address removed)(matts a myhrman)
-> procedure of protocol, plus a couple other items
by M J Epko <duckchow@...>


Date: 24 Jul 1998 23:18:34 -0500
From: Chris Stafford <stafford@...>
Subject: Re: Lending Institutions

Friends, Chris Stafford here,

I'm just gotten a request from a Pullman, WA, USA person wanting
information about
prior experience getting loans for straw bale residences. He is
particularly interested in a construction loan.

This would be good information for many straw balers. I will compile a
list of lending institutions for both straw bale construction loans and
mortgages and get it out to everyone if you will send me what
information you have. A couple of my clients have mortgages for their
houses that I will add to the list.

Here is a list of information that will be helpful to describe the

Owner's name
Project location
Name, Address, telephone no. of lending institution
Type of construction; post and beam, load bearing, hybrid
Size of residence
Owner built or Contractor built.
Construction Loan and/ or Mortgage
Exterior wall finish material
Roofing material

Insured, By whom

Thanks in advance for your information,

Chris Stafford


Date: 25 Jul 1998 12:49:24 -0500
From: (email address removed)(matts a myhrman)
Subject: Resource People for web site

Hello dear Chris, and other GSBNers..

Judy Knox here, in response to Chris's request for mortgage lenders for
I'm forwarding an earlier e-mail from DCAT, which has developed the most
wonderful web site (special thanks to DCAT Board member Tim Spears for
his extensive work on this). I'd suggest reading below, and making note
to check out the site. And we'll look forward to others additions to
this resource base....maybe make sure to direct additions to both the
GSBN and to DCAT.

Stay cool everybody....and joyful


Forwarded message from DCAT
As a part of our work on Institutional Barriers to Straw Bale
Construction, we held meetings and/or interviewed by telephone local
professionals who had experience with straw bale structures in their area

of expertise, or who were interested in becoming involved. The following

people have volunteered to answer questions on their experiences with
insuring, appraising and financing straw bale structures. They are
willing to be listed as follows on the DCAT barriers web site
(, which will be linked to the City
of Tucson Community Services Dept. web site (


Anita Acosta, CISR, CPIW
Koty & Leavitt Ins.
Tucson, AZ
Toll free (in Arizona): 800 266-8589
Tel: 520 571-1900
FAX: 520571-9667
email: Anita_Acosta@...
Insurance for sb

George Vince
Farmer's Insurance
531 0300
Insurance for sb


Anthony Colica
Madson Brown Appraisers
Tucson, AZ
Tel: 318-6000 Cellular: 349 9474
FAX: 318-6006
Appraisal of sb, earth, adobe

Ed Madson
Madson Brown Appraisers
Tucson, AZ
Tel: 318-6000
FAX: 318-6006
appraisal of earth, adobe, sb


Clint Tawse
Regional Building Official
425 W. 20th Street
Pueblo, CO 81003
tel: (719) 543-0002
fax: (719) 543-0062
email: prbd@...


Al Garcia
Washington Federal Savings
5151 E. Broadway Blvd. Ste. 105
Tucson, AZ 85711
Tel: 520 748-7244
FAX: 520 748-7836
financial support for sb

Carolyn Maxwell (Finances Construction of sb)
National Bank of Arizona
335 N. Wilmot Road
Tucson, AZ 85711
Tel: 571-1500
FAX: 790-6764
financial support for sb

Bob Tracy
Advanced Capital Mortgage
1730 N. Tucson Blvd.
Tucson, AZ 85718
Tel: 326-8059
voice pgr. 291-0559
pgr. 349-1265
FAX: 326-2404
financial support for sb
email: acmi@...
- ----------------
Joe Comella
City of Tucson
Community Services
Tech. Serv. Div.
501 N. Oracle Rd.
Tucson, AZ 85705
Tel: 791-4123
FAX: 791-5407
COT Project Director Inst. Barriers Project

- --------- End forwarded message ----------

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Date: 25 Jul 1998 21:22:53 -0500
From: M J Epko <duckchow@...>
Subject: procedure of protocol, plus a couple other items

Anybody have any objections to David Bainbridge hanging out with us? He
said that he'd like to. That would round out the full gaggle of authors
of The Straw Bale House book, too. I'll add him Monday night unless I
hear otherwise.


Chris Stafford - you may have already heard from Joyce Coppinger, who is
working with Sallie Hamilton to compile a similar list of insurers and
lenders. If not, she's at <<jc10508@...> and Sallie's at

Pertinent to the question is this short article which will be running in
the next TLS:

Addressing Institutional Barriers to Straw Bale Construction


The Development Center for Appropriate Technology has a new website
offering a wide range of information aimed at helping people overcome the
institutional barriers to straw bale construction. The site includes a
history (with a number of articles from back issues of TLS), the modern
experience, a large collection of excellent photos, building codes,
techniques, specific information on dealing with the different barriers,
lots of resources, links, and opportunities to both find and share
information about insurance, lenders, appraisers, building officials,
government agencies, and specific projects and buildings.

The site was created with funding from a technology transfer grant to the
City of Tucson from the Urban Consortium Energy Task Force, part of
Public Technologies, Inc, using funding from the U.S. Department of
Energy. This was a follow-up grant to the award-winning City of Tucson
Affordable Straw Bale House Project, in which Habitat for Humanity Tucson
and the Tucson Urban League each built a straw bale house on city-owned

Though there is a lot of information on the site, we need a great deal
more, coming from people everywhere with experiences and information to
share. This site will grow and serve as a clearinghouse for information
on addressing these barriers for some time into the future. The more
information we can gather and put on the site, the more useful it will be
in overcoming the barriers. Please have a look and tell us about your
lenders, insurers, appraisers, building officials, and buildings. By
sharing our information, we can help each other deal with the obstacles
that often prevent or hinder us from achieving our dreams.

David Eisenberg


Development Center for Appropriate Technology (DCAT)

P.O. Box 27513, Tucson, Arizona 85726-7513

Phone: 520-624-6628 Fax: 520-798-3701


(direct/personal e-mail: strawnet@...)


This is what I've come up with for the GSBN blurb for the next TLS; it's
very short, but then there's not much space to put it in, and not a whole
lot to tell yet:

The Global Straw Building Network, a worldwide networking and
information-sharing tool for connecting regional organizations and
certain essential individuals promoting and utilizing straw-building
techniques, continues to gather strength. The initial effort, an
email-based list, is for the time being lightly-trafficked and
under-utilized during the western hemisphere's building season, but
growing: ten countries are represented by approximately two dozen
parties. <italic>For more information, see TLS #21, p 34, or contact



Freewheeling autonomous speculation - Think!

Personality #7 represents only itself.

M J Epko - duckchow@...

Kingston, New Mexico


Keep away from people who try to belittle

your ambitions. Small people always do that,

but the really great make you feel that you,

too, can become great. - Mark Twain


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