[GSBN] Insurance

Mark Jensen markj at redfeather.org
Wed Jun 11 19:13:31 CDT 2014


Thanks everyone. I have found Farmer's Bureau here in Montana to insure
straw bale.

Mark


On Fri, May 16, 2014 at 2:35 PM, David Arkin <david at arkintilt.com> wrote:

> Hi All:
>
> Here's what one of our straw bale homeowners in Santa Cruz, CA reports:
>
> On Aug 22, 2012, at 4:46 PM, [homeowner] wrote:
>
> We have a Travelers insurance policy through Geico.  I double checked and
> they know the house is straw-bale and did the inspection. He said he can't
> remember having denied any homes because of straw-bale construction.
>  Insurance is $1,286/ year for 655k dwelling, 65k other structures, 458k
> personal property, 300k liability, 1k deductible.
>
>
> Good luck,
>
> David
>
> *  *  *  *  *
> David Arkin, AIA, Director
> California Straw Building Association
> www.strawbuilding.org
>
> CASBA Info E-mail
> info at strawbuilding.org
>
>
> On May 16, 2014, at 12:36 PM, martin hammer <mfhammer at pacbell.net> wrote:
>
>  Mark,
>
> I think it was a good idea to also include the ASTM E-119 fire test
> results.  You might also consider referring people to the SB code
> supporting documentation page on EBNet’s website:
>
>
> http://www.ecobuildnetwork.org/index.php/projects/straw-bale-code-supporting-documents
>
> It contains many key testing and research reports, including the fire
> tests.
>
> That’s troubling, that the insurance companies listed on the SB registry
> are declining to insure SB buildings.  It makes me think of informing the
> national insurance companies of ICC’s approval of straw bale construction
> (and light straw-clay) for one and two family residences.  To start with
> that, and see where it leads as a means of changing their policy.  Will
> consider doing this.
>
> Martin
>
>
> On 5/11/14 12:48 PM, "Mark Jensen" <markj at redfeather.org> wrote:
>
> Martin, It seems to be the latter. I have sent copies of the appendix PDF
> and ASTM E-119 test results. I did find the Farmers Bureau will insure this
> home and at a reasonable rate. But I tried many of the national insurance
> companies listed on the straw bale registry to little success.
>
> Thanks,
> Mark
>
>
> On Fri, May 9, 2014 at 2:42 PM, martin hammer <mfhammer at pacbell.net>
> wrote:
>
> Hi Mark,
>
> Does “no market” mean they don’t see any SB homes come across their desk,
> or is that a euphemism for a policy to not insure because they view SB
> homes as risky structures.
>
> If it’s the former, why should that matter?  As soon as one SB home is on
> their desk, that’s a market and a customer.
>
> If it’s the latter, I wonder if telling and showing them that a Strawbale
> Construction appendix was approved for the 2015 International Residential
> Code could change the policy.
>
> Good luck.
>
> Martin Hammer
>
>
>
> On 5/9/14 9:28 AM, "Mark Jensen" <markj at redfeather.org <
> http://markj@redfeather.org> > wrote:
>
> Greetings all,
>
> I am working on a straw bale home here in Montana and the bank is asking
> about homeowners insurance. My resource in the past no longer has a market
> for straw bale and calling many of the insurance companies from the straw
> bale registry have been reporting the same thing, no market. This can't be
> true as we are building homes all over the place and we must be insuring
> them. My work with Red Feather, we used Amerind Insurance, but they only
> provide for American Indians.
>
> Thank you for your responses.
>
> I hope to see ya all in NZ 2016!
>
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>
> *  *  *  *  *
> Arkin Tilt Architects
> Ecological Planning & Design
>
> Please Support my 2014 CA Climate Ride (bicycle ride from San Francisco to
> Sacramento, May 17-20, with a fundraising goal of $5,000 to support
> Straw-Bale outreach)
>
> http://bike.climateride.org/index.cfm?fuseaction=donorDrive.participant&participantID=2585
> Thank you!
>
> David Arkin, AIA, Architect
> LEED Accredited Professional
> CA #C22459/NV #5030
>
> 1101 8th St. #180, Berkeley, CA  94710
> 510/528-9830 ext. 2#
> www.arkintilt.com
>
> "There is no way to peace. Peace is the way."
> — A. J. Muste
>
>
>
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